Typically, selling a home can be an overwhelming undertaking. It requires a lot of planning and preparation to get this job done right. Also, if you want to make the most out of its sale price, you need to be prepared throughout the process. Luckily, using a home-seller checklist can help keep you on track and stay ahead of the game.   Thus, if you’re selling your home anytime soon, below are the five essential items you need to include in your home-seller checklist:  READMORE

There’s certainly no shortage of articles about when and how to refinance. It’s true in this column as well. Whether or not to refinance a mortgage is a good thing or not is less about the actual interest rate and more about the monthly savings compared to the closing costs associated with getting the new mortgage to replace the existing one. When you hear advertisements on the radio or watch a TV commercial, mortgage companies talk about how low rates are and if you currently have a mortgage you should think about refinancing. Fact is that rates have been in their current range for so long that many who could…